"In addition to spiritual self-reliance...there is temporal self-reliance,

 which includes getting a post-secondary education or vocational training, 

learning to work, and living within our means.

 By avoiding debt and saving money now, 

we are prepared for full-time Church service in the years to come.  

The purpose of both temporal and spiritual self-reliance 

is to get ourselves on higher ground so that we can lift others in need."

-Elder Robert D. Hales, Ensign, May 2012, pg. 36.