“May I suggest five key steps to financial freedom. …
“First, pay your tithing. …
“Second, spend less than you earn. …
“Third, learn to save. …
“Fourth, honor your financial obligations. …
“Fifth, teach your children to follow your example.” 3
Elder Joseph B. Wirthlin (1917–2008) of the Quorum of the Twelve Apostles. "Managing Resources Wisely and Staying Out of Debt", Ensign, Feb. 2010, 7
